Loan Program Benefits

After reviewing the many benefits of International Monetary Funds loan program below, we hope to have provided you with a better understanding of the advantages you will receive from this great program.

NO Collateral Required. Why pledge your own hard earned assets (they can be provided or RENTED if needed) to obtain a loan if you don't have to?  Our pre-qualified unsecured loan applicants are never required to secure their loan with equity.  We enable you to take advantage of your responsible credit history.   Compare this to the typical asset based lender that normally requires (but does NOT provide them) a loan to be secured with free and clear assets valued at least twice the amount of your loan request.

NO Financial Statements or Tax Returns Required. Do you keep poor records or do you dislike tedious paperwork requirements? The majority of lenders in our unsecured loan network offer stated loans, meaning the information provided to the lender will not be verified by financial statements or tax returns. This can also be very beneficial for individuals or companies with reported financials that do not necessarily reflect the true strength of their earnings.

NO Business Plan Required. If you are like most business owners, the idea of a business plan sounds great, but you just never seem to get around to it. Traditional lenders often require their loan applicants to submit a business plan, with budgets and pro forma's, to prove their ability to pay back a loan. It can be expensive and time-consuming to produce these documents, with no guarantee that your loan will be approved! Our network of lenders will never ask you for a business plan.

New Businesses Accepted.  If you are starting a new business venture, you probably already aware that most banks don't even want to speak with you about lending money until your business has reached the point to where you no longer need their help. Fortunately, we can help you now! Pre-qualified applicants can receive funding up to $10,000,000.

Fast Approvals. When you need money, you need it now. Unlike most lenders, our network of lenders will approve your loan within just a few days, with loan proceeds available to you within a week after approval. Compare this to the several weeks, if not months, normally associated with obtaining a loan for even the most qualified borrowers.

Easy Application Process. Unlike the tremendous amount of paperwork that lenders traditionally require, all we ask you to do is complete a two-page financing application to get started.

Unrestricted Use of Loan Proceeds. Our clients have complete freedom to use their loan funds however they desire. Most lenders traditionally will require you to submit a specific plan for how you plan to use your loan proceeds and often times require progress reports before the release of all the funds.

Save Time. Our service will save you a tremendous amount of time, since we already know where the money is and the best techniques to help you get it. You will have the freedom to continue with your daily affairs, with very little interruption, while we handle most of the tedious time consuming work.

Best Program Assurance. It's easy to become confused by the enormous array of financing options that are available today. Our loan service is designed to quickly cut through the clutter and ensure that the right loan program is chosen for you the first time. In addition, once your best loan option is decided upon, we will also ensure that you are applied correctly to today's most active lenders, thereby greatly improving your loan approval percentages.

Most Hassles Eliminated. Our service is designed to eliminate most of the hassles typically associated with borrowing money. We've designed things to be as simple and hassle free as possible. Most of the loan process is handled via phone, fax or e-mail, which allows you to avoid time consuming, face to face meetings, with intimidating loan officers. We simply ask you to complete an easy one-page financing application and our expert loan consultants guide you through the rest of the process.

More Money Approved. In most instances we are able to help our clients borrow more money than they could ever obtain on their own. This is simply because we have access to a larger network of quality lenders and combine that with a complete understanding of their lending thresholds and loan parameters. We ensure you are applied correctly, to the right lender, for the maximum amount possible.

Better Interest Rates. Due to our consistent monitoring of today's most active lenders, you can have confidence that your loan interest rate will be the best available for your credit situation.

Avoidance of Costly Mistakes. It takes consistent and committed practice to become an expert at anything. We handle thousands of unsecured loan requests each year. We've been there; we know the pitfalls that exist when seeking capital and we know how to overcome them. By using our loan service, you can have the confidence that your loan won't be disapproved due to an oversight or simple mistake.

Complete Confidentiality. It's never anyone's business, but your own, when you are borrowing money. With our service you can handle almost everything from the privacy of your home or office. We will always keep your loan request and personal information strictly confidential. 

Expert Consulting From Start to Finish. There is never a reason to be intimidated or confused by lenders when you use our loan service. We will gladly guide you every step of the way with expert consulting and answers to your questions or concerns.

NO Application Fee. We believe strongly that reputable firms do not charge application fees. We support this philosophy by providing our service on a contingency basis; meaning our consulting fee is only payable if your loan request is approved and funded. We want you to be confident that you have a motivated party working for your best interests! At the point you receive funding, we have a loan consulting fee that varies based upon the amount of financing you receive and the type of loan program with which we assisted your needs. Your personal loan consultant will clearly explain our fee structure before we proceed. Many loan programs have no fees and there are never any obligations on your part.

After reviewing the many benefits of dealing with International Monetary Funds, we hope we have provided you with a better understanding of the advantages you receive by using an expert to help you with your loan request.

This unique program has been working since 1957 helping people establish good sound banking relationships and facilitating the approval of loans and lines of credit.

Clients have asked us: "How can your deposits in our bank help us and how should we approach our bank?" The answer is simple. Even though every client has a different request and a different banker to deal with you must demonstrate to your banker that you have the cash flow projections and ability to repay your loan. Your banker must also have some form of collateral (which can be supplied) to satisfy his superiors and the government examiners who audit the bank’s books.

Just tell your banker that you have an "associate" with trust funds who will Purchase Jumbo Certificates of Deposit in their bank in amounts equal to the amount you would like to borrow. They CAN be used as a compensating balance that gives your bank, in deposits, the MONEY to loan you and the incentive to want to do business with you.